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TRID: 3 Months of New Rules (Download)
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E186-202-16
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The TILA‐RESPA Integrated Documentation (TRID) or Know Before You Owe rules went into affect on October 3rd 2015. Survey respondents indicate that since implementation:

  • 10.4% of transactions were delayed, but less than 1% canceled, while the typical delay is 8.8 days
  • 54.5% of respondents had problems getting closing documents for transactions and half found errors when they did get access
  • REALTORS® were less likely to have access to closing documents in delayed settlements
  • Missing concessions and incorrect names or addresses were the most frequently cited errors, but incorrect fees, commissions, and taxes were also reported
  • E‐settlement procedures had fewer errors and faster remediation
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